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Available Homebuyer Programs
Our partners use Office of Housing funds in their programs to create affordable homeownership opportunities in Seattle.
Through these programs, you are able to purchase a home of your choice at a price you can afford, and live in Seattle!
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The following purchase assistance programs use Office of Housing funds to help you buy a home in Seattle:
The descriptions provided below provide general information about each program. For details about each program and questions about how to apply, contact each program directly.
Habitat for Humanity
www.seattle-habitat.org/families
206-292-5240
Habitat of Seattle/South King County builds decent, affordable homes for families in need. Homeowners invest hundreds of hours of their own labor – sweat equity – into building their Habitat house and they pay a no-profit, no-interest mortgage.
How to apply to Habitat for Humanity: The process of homeownership through Habitat for Humanity begins with potential homeowner orientations. These orientations are scheduled once each year. To receive more information on Habitat’s application process and to be notified of the next orientation dates, please email habitat@seattle-habitat.org with “potential homeowner” in the subject.
HomeSight
www.homesightwa.org/eduassistance.htm
206-723-4355
HomeSight is a nonprofit community development corporation that promotes affordable homeownership opportunities through homebuyer education and financial planning, buyer purchase assistance loan underwriting and origination, and new home construction. Through private and public partnerships, HomeSight provides purchase assistance to qualified first-time home buyers in the form of a low interest loan, and potential borrowers may access up to $70,000 in downpayment assistance.
How to apply to HomeSight: Complete HomeSight’s introductory class, "The American Dream: Is Homeownership For You?", then meet with a HomeSight counselor to do a personal Financial Assessment. For the introductory class schedule and to register, visit www.homesightwa.org/Class%20Info.htm or call HomeSight at 206-723-4355.
Homestead Community Land Trust
homesteadclt.org/HCLTAdv.htm
206-323-1227
Homestead Community Land Trust (HCLT) is a membership-based, nonprofit community housing development organization that creates affordable homeownership opportunities by removing the cost of land from the cost of buying a home, and protects the affordability of those homes permanently for future generations of Seattleites. Through the HCLT “ADVANTAGE” program, your household may receive up to $90,000 at 0% interest and no repayments to help pay for a home, in exchange for keeping the home affordable at resale to the next income-qualified buyer.
How to apply to HCLT: Read more about HCLT ADVANTAGE and the community land trust model at homesteadclt.org/HCLTAdv.htm and then sign up for an orientation by calling 206-323-1227.
HomeTown Home Loan Program from HomeStreet Bank
www.homestreet.com/programs/homebuyer/assistance/washington.aspx#plusseattle
206-628-0207
The HomeTown Home Loan Program is a partnership between the City of Seattle and HomeStreet Bank. Qualified first-time homebuyers who earn 80% or below of area median income may access up to $45,000 in downpayment assistance.
For more information on the HomeTown Home Loan Program: Please contact the HomeStreet Affinity Lending Center in Seattle at 206–628–0207 or email hthl@homstreet.com.
Hope for Homes from the Urban League and IDHA
Hope for Homes is a program specifically designed for participants in the United Way Individual Development Account Program. IDA participants who plan to purchase a house may also qualify for up to $45,000 in downpayment assistance. The Hope for Home program is administered through the Urban League of Metropolitan Seattle and the International Housing Alliance (IDHA).
For more information on Hope for Homes, contact either the Urban League at 206-461-3697 or the International District Housing Alliance, 206-623-5132.
For more information on how to start an Individual Development Account, visit www.uwkc.org/ida/
House Key Plus Seattle from the WSHFC
www.wshfc.org/buyers/keyplusSeattle.htm
206-287-4413
House Key Plus Seattle provides downpayment assistance in the form of a low-interest loan, and must be combined with the House Key State Bond below-market interest rate first mortgage for first-time homebuyers. Qualified buyers may receive up to $60,000 in downpayment assistance.
For more information on how to use the House Key Plus Seattle loan, visit www.wshfc.org/buyers/keyplusSeattle.htm, or call 800-767-4663.
Parkview Services
parkviewservices.org/homeownership
206.334.0731
Parkview Services is a King County based non-profit organization that supports people with developmental disabilities and their families. Parkview's Homeownership Program Offers home buying assistance to individuals with developmental disabilities and family members who will live with them. Qualified households may receive up to $127,500 in purchase assistance.
To get started with Parkview, email homeownership@parkviewservices.org, phone Marc Coté at 206.334.0731, or leave a message on Parkview’s voicemail line at 206.529.4114. Please provide your name, phone, and good times to return your call.
Seattle Teacher Homebuyer Program
www.emoneysource.com/teacher.asp
(800) 459-5331
Many teachers would like to live and work in the same community. With Seattle home values increasing, the City of Seattle is excited to help our teachers in the path toward home ownership by providing up to $45,000 in additional financing for eligible teachers' first home purchase. Evergreen Home Loans, the Office of Housing’s lending partner for the Teacher homebuyer program, will also waive lender fees and discount closing costs.
For more information contact Evergreen’s Partnership Lending department at 800-459-5331 or 206-938-8900.
Questions for the Office of Housing?
If you have questions about any of the City of Seattle homebuyer assistance
programs, contact our Homebuyer Assistance program manager:
Mark Ellerbrook
(206) 684-3340
mark.ellerbrook@seattle.gov
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